Terms & Conditions
Effective Date: May 12, 2026
Welcome to FEDIBLE (“FEDIBLE”, “Company”, “we”, “our”, or “us”). These Terms & Conditions (“Terms”) govern your use of our website, mobile application, financial calculators, advisory services, consultations, educational content, and related services (collectively referred to as the “Platform”).
By accessing or using FEDIBLE, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the Platform.
1Eligibility
By using FEDIBLE, you confirm that:
- You are at least 18 years old
- You are legally capable of entering into binding agreements
- The information provided by you is accurate and complete
- You will use the Platform in compliance with applicable laws and regulations
FEDIBLE reserves the right to suspend or terminate access if false or misleading information is provided.
2Scope of Services
FEDIBLE provides:
- Personal financial planning support
- Goal-based financial guidance
- Budgeting and savings assistance
- Financial calculators and tools
- Educational financial content
- Consultation and advisory support
- Courses and learning materials
Important Notices:
- FEDIBLE does not provide guaranteed investment returns or assured financial outcomes.
- All financial decisions made by users are at their own discretion and risk.
3User Accounts
Users may be required to create an account to access certain services. Users are responsible for:
- Maintaining confidentiality of account credentials
- Restricting unauthorized access to their account
- Providing accurate and updated information
- All activities conducted through their account
FEDIBLE is not responsible for losses arising from unauthorized access caused by user negligence.
4Acceptable Use
Users agree not to:
- Use the Platform for unlawful activities
- Upload false, misleading, or fraudulent information
- Attempt unauthorized access to systems or data
- Interfere with platform security or operations
- Copy, reverse engineer, or exploit platform software or content
- Distribute malware, harmful code, or spam
- Harass, abuse, or threaten other users or staff
Violation of these Terms may result in account suspension or permanent termination.
5Financial Disclaimer
FEDIBLE provides educational and goal-based financial guidance only.
FEDIBLE does not:
- Guarantee profits or returns
- Provide assured investment performance
- Act as a stockbroker or portfolio manager
- Offer regulated investment management services
Users acknowledge:
- Financial markets involve risk
- Investments may lose value
- Past performance does not guarantee future results
- All financial decisions should be evaluated independently
Users are encouraged to consult licensed financial, legal, or tax professionals when necessary.
6Consultations & Advisory Services
Consultations provided through FEDIBLE are based on information voluntarily shared by users. Users acknowledge that:
- Recommendations are dependent on the accuracy of provided information
- FEDIBLE is not liable for decisions made using incomplete or inaccurate information
- Financial outcomes may vary based on market conditions and personal circumstances
7Payments & Subscriptions
Certain services may require payment. By purchasing services, users agree that:
- Pricing may change without prior notice
- Payments must be completed using authorized payment methods
- Subscription-based services may renew automatically where applicable
Payments are processed through secure third-party payment providers. FEDIBLE does not store sensitive banking credentials or payment PINs.
8Refunds & Cancellations
Refunds and cancellations are governed by FEDIBLE’s Refund Policy. Users are advised to review the Refund Policy before making payments or booking services.
9Intellectual Property Rights
All platform content including logos, branding, text, graphics, calculators, reports, videos, software, and educational materials are the intellectual property of FEDIBLE or its licensors.
Users may not copy, reproduce, distribute, sell, modify, or commercially exploit any content without prior written permission from FEDIBLE.
10Third-Party Services
The Platform may integrate with third-party services such as payment gateways, analytics tools, communication platforms, and external websites.
FEDIBLE is not responsible for third-party content, privacy practices, platform availability, or service interruptions. Users access third-party services at their own risk.
11Privacy
Use of the Platform is also governed by our Privacy Policy. By using FEDIBLE, users consent to the collection and processing of information as described in the Privacy Policy.
12Service Availability
FEDIBLE aims to provide uninterrupted access but does not guarantee continuous availability, error-free operation, or complete uptime. Services may be temporarily unavailable due to maintenance, technical issues, upgrades, security updates, or third-party failures.
13Limitation of Liability
To the maximum extent permitted by law, FEDIBLE shall not be liable for financial losses, investment losses, data loss, indirect damages, business interruption, or loss of profits.
Users understand that financial activities involve risk and personal responsibility.
14Indemnification
Users agree to indemnify and hold harmless FEDIBLE, its founders, employees, and partners from claims arising from violation of these Terms, misuse of the Platform, illegal activities, or violation of third-party rights.
15Suspension & Termination
FEDIBLE reserves the right to suspend accounts, restrict access, or permanently terminate services for violations of these Terms or activities harmful to the Platform or its users.
16Modifications to Platform
FEDIBLE may add or remove features, modify services, change pricing, or update platform functionality without prior notice.
17Governing Law & Jurisdiction
These Terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts located in Bangalore, Karnataka, India.
18Changes to Terms
FEDIBLE reserves the right to update or modify these Terms at any time. Updated versions will be published on the Platform with revised effective dates.
Continued use of the Platform after updates constitutes acceptance of the revised Terms.
19Contact Information
FEDIBLE
Startup Park, Madiwala,
Bangalore, Karnataka, India
20Acceptance
By accessing or using FEDIBLE’s website, mobile application, calculators, consultations, or related services, users confirm that they have read, understood, and agreed to these Terms & Conditions.