Privacy Policy
Effective Date: May 12, 2026
Welcome to FEDIBLE (“FEDIBLE”, “Company”, “we”, “our”, or “us”). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your information when you access or use our website, mobile application, financial tools, calculators, advisory services, courses, consultations, and related services (collectively, the “Platform”).
By accessing or using FEDIBLE, you agree to the terms of this Privacy Policy.
1Information We Collect
We may collect the following categories of information:
1.1 Personal Information
When you register, contact us, book consultations, subscribe to services, or use our platform, we may collect:
- Full name
- Email address
- Mobile number
- Date of birth
- Gender
- Occupation and employer details
- Income range
- Financial goals and preferences
- Profile information uploaded by users
1.2 Financial Information
To provide personalized financial guidance and planning support, users may voluntarily provide:
- Savings details
- Expense information
- Budget data
- Insurance information
- Investment information
- Loan and liability information
- Retirement planning details
- Asset and financial commitment information
FEDIBLE does not store:
- Banking passwords
- UPI PINs
- Debit/Credit card PINs
- Internet banking credentials
Payments are processed through secure third-party payment gateway providers.
1.3 Technical & Device Information
- IP address
- Device type and model
- Browser type
- Operating system
- App version
- Device identifiers
- Usage logs
- Access times
- Session duration
- Referral sources
- Error and crash reports
1.4 Cookies & Tracking Information
We may use cookies and similar technologies to:
- Improve user experience
- Understand usage behavior
- Maintain sessions
- Analyze traffic and performance
- Personalize content
Users may disable cookies through browser settings, though some platform features may not function properly.
2How We Use Your Information
We may use collected information for the following purposes:
- Creating and managing user accounts
- Providing financial planning and advisory services
- Generating personalized reports and recommendations
- Scheduling and managing consultations
- Processing subscriptions and payments
- Sending notifications and updates
- Improving our services and user experience
- Conducting analytics and performance monitoring
- Detecting fraud and preventing unauthorized access
- Maintaining security and platform integrity
- Responding to inquiries and support requests
- Complying with legal and regulatory obligations
3Legal Basis for Processing
Where applicable, we process information based on:
- User consent
- Contractual necessity
- Legitimate business interests
- Legal obligations
- Security and fraud prevention purposes
4Sharing & Disclosure of Information
FEDIBLE does not sell personal information to third parties.
We may share information under the following circumstances:
4.1 Service Providers
We may share limited data with trusted third-party providers assisting us with: Cloud hosting, Payment processing, Analytics services, Customer support, Email and SMS delivery, Security monitoring.
These providers are required to maintain confidentiality and protect user information.
4.2 Legal & Regulatory Requirements
We may disclose information to comply with applicable laws, respond to legal requests, protect our legal rights, investigate fraud, or comply with regulatory obligations.
4.3 Business Transfers
If FEDIBLE undergoes a merger, acquisition, restructuring, or sale of assets, user information may be transferred as part of the transaction.
5Data Security
We implement reasonable administrative, technical, and organizational measures to protect user information, including:
- SSL/HTTPS encryption
- Secure cloud infrastructure
- Restricted access controls
- Authentication systems
- Monitoring and logging mechanisms
- Routine security practices
While we strive to protect user data, no electronic storage or transmission method is completely secure. Users acknowledge that they provide information at their own risk.
6Data Retention
We retain user information:
- As long as necessary to provide services
- For legitimate business purposes
- To comply with legal obligations
- To resolve disputes and enforce agreements
When data is no longer required, we take reasonable steps to securely delete or anonymize it.
7User Rights
Subject to applicable laws, users may have the right to:
- Access personal information
- Correct inaccurate information
- Request deletion of data
- Withdraw consent
- Request restriction of processing
- Object to certain uses of data
- Request a copy of stored information
Requests may be submitted through our contact details provided below.
8Account Deletion
Users may request deletion of their account by using available in-app options or contacting us via email. Upon verification:
- User accounts may be permanently deleted
- Certain records may be retained where legally required
- Backup retention may continue temporarily for operational/security purposes
Deletion requests will be processed within a reasonable timeframe.
9Third-Party Services & Links
The Platform may contain links or integrations with third-party services, including payment gateways, analytics providers, social media platforms, and communication tools.
FEDIBLE is not responsible for the privacy practices or content of third-party services.
Users are encouraged to review the privacy policies of such services separately.
10Children’s Privacy
FEDIBLE services are intended for individuals aged 18 years and above.
We do not knowingly collect personal information from minors. If we become aware that information from a minor has been collected without proper authorization, we will take appropriate steps to remove such data.
11International Data Processing
User information may be processed or stored using cloud infrastructure and service providers located in different regions or countries. By using the Platform, users consent to such processing and transfers where applicable.
12Marketing Communications
Users may receive service updates, educational content, promotional messages, financial insights, and newsletters.
Users may opt out of promotional communications at any time using unsubscribe options or by contacting us.
13Platform Usage Analytics
We may use analytics tools to understand user behavior, feature usage, platform performance, error tracking, and engagement. This information helps improve the quality and performance of our services.
14Disclaimer Regarding Financial Information
FEDIBLE provides financial education, goal-based planning support, general financial guidance, and advisory assistance.
FEDIBLE does not guarantee investment returns, financial profits, market outcomes, or specific financial results.
All financial decisions remain the sole responsibility of the user. Users should independently evaluate financial decisions and consult licensed professionals where necessary.
15Changes to This Privacy Policy
FEDIBLE reserves the right to modify or update this Privacy Policy at any time. Updated versions will be published on the website and mobile application with the revised effective date.
Continued use of the Platform after updates constitutes acceptance of the revised Privacy Policy.
16Contact Information
FEDIBLE
Startup Park, Madiwala,
Bangalore, Karnataka, India
17Consent
By accessing or using FEDIBLE’s website, mobile application, calculators, advisory services, consultations, or related services, users acknowledge that they have read, understood, and agreed to this Privacy Policy.